Underwriting Server

The Underwriting Server per se manages the automated workflow associated with production of standard tariff risks (pre-underwritten book-of-business) and non-tariff quotes that need manual conditioning by an underwriter; it routes tasks and documents through an organization based on current business practices. The Underwriting Server includes support for creating and completing applications for insurance and submits the application for a quote. The system also supports the quote process including automatic rating and manual conditioning by an underwriter.

Once a quote has been completed, the system supports the ability to bind a quote and (i) issue the policy data page or (ii) issue an individual policy, or (iii) integrate the bound risk into a third-party policy management system. It supports multiple levels of review and authorization. The physical location of the reviewers does not matter because they access the electronic documents via a browser from anywhere.